Goldmine Pawn · Hollywood, FL

Pawn loans in Hollywood, FL

A pawn loan turns something you already own into cash today. You leave the item, take the money, and come back for it when you are ready. No credit check involved, and the item stays yours the whole time.

What a pawn loan costs

Florida sets the frame: 30 days, a stated interest rate, and a written contract showing the principal, the interest, the maturity date and what happens if you do not redeem. Every number should be in front of you before you sign. If a shop will not put them there, that tells you something.

There is no application fee and no credit check. What the loan costs is the interest on what you borrow, and what you borrow is set by the collateral: what the item would resell for, discounted because the shop carries the risk of holding it.

What we lend against

Gold, silver and diamond jewelry. Luxury watches with the reference and condition checked. Laptops, phones, cameras and consoles that are signed out of your accounts. Power tools with batteries and chargers. Guitars, amps and keyboards. Collectibles that come with some paperwork.

The strongest collateral is documented, complete and in current demand. A watch with its box and card, a laptop with its charger, a tool kit with two healthy batteries. Those details move the number further than most people expect.

When a pawn loan is the wrong tool

If the item has no resale demand, the loan will be small or we will decline it. That is a fair answer rather than a negotiating position, and better to hear at the counter than to discover after you have signed.

If you are unlikely to come back for the item, selling pays more than a loan you default on. If what you need is one month of breathing room, the 30-day term plus an interest-only extension is built for that.

Visit the shop

  • Monday to Friday10:00 AM to 7:00 PM
  • Saturday10:00 AM to 6:00 PM

After hours by appointment only (954) 981-1996

6500 Stirling Rd, Suite 2, Hollywood, FL 33024 · (954) 981-1996

Talk to the counter

Bring the item in, or describe it first. Either way you get a number and the reasoning behind it.

Questions

Frequently asked questions

How fast is a pawn loan?

Usually minutes. We look at the item, you agree the amount, you sign, you leave with cash. Complex pieces take longer because an uncertified stone or an odd reference deserves a proper look.

What happens if I cannot repay on time?

Pay the interest due and the loan extends, which keeps the item. If you do neither, the collateral becomes ours to sell after the waiting period Florida requires. Talk to us before the maturity date, not after.

Can I pawn a phone that still has my accounts on it?

Sign out first. An activation-locked phone cannot be resold, so no licensed shop can lend against it. Bring the charger and any accessories as well. They count toward the offer.